About the Data

The Reserve Bank of India (RBI) data on credit and deposit from its different reports published in the RBI website. The details are as follows:

Data Title	Relevant RBI Report
Total deposits	Quarterly Statistics on Deposits and Credit of Scheduled Commercial Banks
Occupation-wise number of accounts and credit outstanding	Basic Statistical Returns of Scheduled Commercial Banks

RBI data on credit and deposit represent the organized finance in India. While it is true that much of financial services, particularly in less-developed regions, are still in the unorganized sector, RBI data assumes importance as a leading indicator of economic performance in a district, for the following reasons:

1. the data is accurate
2. it is available in a timely manner
3. Quarterly data on deposit and credit are available which help in timeseries analysis.
4. Absence of competent competitive data at the district level
   

There are two types of RBI data that are mapped here

1. Number of accounts in a particular district for a specific economic activity indicates the formation of business cluster. It is also a general indicator of entrepreneurial spirit in that region or/and regional strengths that facilitate the type of economic activity.
2. Amount outstanding in a particular district for a specific economic activity is indicative of the relative strength that a business has in determining the fortunes of the district.